Since the program began in 2012, more than 600 veterans have entered the Homes on the Homefront (HOTH) program. HOTH provides veterans with the opportunity to move into an Operation Homefront (OH) home and work directly with OH caseworkers and other financial counselors to learn and plan for home ownership. Veterans accepted into the HOTH program include honorably discharged or retired veterans and service members currently serving in the National Guard or Reserves. After successful completion of the program the veteran receives the deed to the home, mortgage-free.
Who can apply?
Honorably discharged veterans or retirees; Reservists and National Guard that are currently serving can apply for a home through the Homes on the Homefront program. Priority will be given to veterans who are within 7 years of discharge. However, all veterans that served honorably are eligible to apply, no matter what era they served (Vietnam, Korea, Desert Storm, Desert Shield, OEF, OIF). Veterans do not have to be injured or have a deployment to apply. Surviving spouses of service members killed in combat action or while deployed in the combat theater of operations and are not remarried (or engaged to be married) may also apply. Current home owners or mortgage holders, and anyone with felony criminal convictions are ineligible to apply.
What do they look for?
The selection committee does consider income and expenses, applicants must be able to demonstrate financial sustainability. Though these are mortgage free, they are not cost-free homes. While in the program, the recipient will be responsible for paying the property taxes, renters insurance, warranty, HOA fees (if applicable) and $100 per month toward closing costs. Savings is required. The applicant will need to pay a $500 deposit, moving expenses, deposits on utilities, etc.
The recipient should have community ties to the area where the home is located. For example: Is there family nearby? Friends? Stationed there before? From that area? Is there a school or VA with programs for the veteran and/or family? Are there potential job opportunities? Whatever the reason behind wanting to live in that area, please describe it when applying.
How long does the process take?
Allow 10-12 weeks for applications to be processed. During that time, applicants may be contacted via email or phone if documents or additional information is needed to complete the application. Viable applicants will be presented to the selection committee. Once presented, please allow one to four weeks for a decision. After a decision has been made, only the veteran selected will be contacted. Please check the website for updates myoperationhomefront.org/HOTH
In order to apply for a home, you will need to create an account or have an existing account with Operation Homefront. Once you click the "View Homes & Apply" button below you will be taken to My Operation Homefront to create an account or login. From there you will be able to view current homes and apply.