NYS Homeowner Assistance Fund Application Information

The New York State Homeowner Assistance Fund (NYSHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure or displacement as a result of financial hardhsip caused by the COVID-19 pandemic.

NYSHAF expects to receive significantly more applications than can be funded by the program.  Applications will be processed in the order they were received.  Application submission does not guarantee you will receive financial assistance.

The program will begin accepting applications on Monday, January 3, 2022.

In the meantime, you can review the Application Guide which includes a list of documents you may need when you are ready to submit your application.

Who will be eligible to apply?

Apply if you are a homeowner who is:

behind or in forbearance on their mortgage

in default on a reverse mortgage

behind on their property taxes, water or sewage bills

behind on monthly maintenance charges of your coop or condo.

behind on their chattel loans, retail installment contracts or other types of home purchase loans of your manufactured home.

Click here for more information and to apply or call 1-844-776-9423 (Monday-Friday, 9am-5pm.  These hours will be extended once the application window has opened.)

The call center is staffed with live operators who speak multiple languages and who can assist you with any additional questions you have about the program or the application process.